Rand Mutual Assurance (RMA), South Africa’s pioneering social insurer, will participate in the upcoming South African Local Government Association (SALGA) National Members Assembly, underscoring its commitment to protecting workers’ rights and supporting municipalities with tailored insurance solutions.
The SALGA conference, scheduled to take place in Durban from 25 to 27 November, is a cornerstone event in the local government calendar, bringing together leaders, policymakers and partners to address the challenges and opportunities facing municipalities.
As the voice of local government, SALGA plays a critical role in strengthening service delivery, promoting cooperative governance and ensuring municipalities remain resilient in the face of economic and social pressures.
Against this backdrop, RMA will present its Integrated Group Value Proposition (IGVP) – a holistic model that combines occupational injury insurance, life solutions, prevention programmes and rehabilitation services. With over 130 years of expertise in administering compensation for occupational injuries and diseases, RMA is uniquely positioned to support municipalities, particularly those exempt from the Compensation for Occupational Injuries and Diseases Act (COIDA) Fund.
Under section 84 of COIDA, certain metropolitan municipalities, including Johannesburg, Tshwane, Cape Town, eThekwini, Nelson Mandela Bay, Buffalo City, Mangaung, Sol Plaatjie and Msunduzi, are exempt from compulsory cover through the Compensation Fund. These municipalities must self-insure or secure alternative arrangements to protect their employees against workplace injuries and diseases.
RMA offers a comprehensive suite of solutions for these exempt municipalities, ranging from COIDA Insurance to advanced claims administration systems. Its services ensure seamless compliance, efficient claims processing, and compassionate support for injured workers. For non-exempt municipalities, RMA’s COID Assist provides concierge-style administration, helping local governments meet their statutory obligations while reducing administrative burdens.
By partnering with SALGA and its member municipalities, RMA aims to create a coordinated approach to occupational health insurance that strengthens worker protection across the local government sector.
RMA’s participation at the SALGA conference will highlight its broader mission as a social insurer, one that goes beyond policies and premiums to deliver systemic value. Through its IGVP, RMA ensures that:
• Workers win – by receiving tailored protection, rehabilitation and life solutions that protects them and their families.
• Employers win – by benefiting from healthier, more resilient workforces, reduced downtime and enhanced productivity.
• RMA wins – by fulfilling its mandate to protect workers while building long-term trust and impact.
This “win-win-win” philosophy is central to RMA’s approach and resonates strongly with SALGA’s mission to inspire service delivery and strengthen local government capacity.
RMA’s participation at the SALGA conference reflects its belief in collaborative ecosystems. The organisation’s partnerships with municipalities, regulators and industry bodies are not transactional but transformational, designed to amplify impact and create shared value.
By aligning with SALGA’s vision of cooperative governance and sustainable service delivery, RMA reinforces its role as a trusted partner to local government. Its solutions for COID-exempt municipalities, combined with its broader IGVP, demonstrate how insurance can be both socially conscious and strategically impactful.