Affordable Group Personal Accident Cover


Comprehensive Employee Group Personal Accident Cover

The Group Personal Accident policy is designed to provide wide ranging cover to suite different needs for employees involved in accidents that are not work-related which would be rejected under COID such as:

  • Travel between home and work
  • Accidents outside the workplace
  • Recreational sports injuries

Our cover options

GPA Classic:

Cover option amounts to choose from:

R50 000

R100 000

R150 000

R250 000

R500 000


Benefits payable:

Funeral expenses

R20 000 paid to the nominated beneficiary in the event of the employees’ death

Income Protection

Up to R25 000 paid up to 24 months

Permanent disablement

Pays up to 100% of the chosen cover amount, according to the AMA Table of benefits

Death and Total Permanent disablement

Lump sum pay-out up to 100% of the chosen cover amount. The permanent disablement benefit is an accelerator of the death benefit. This means that any claims paid will reduce the death benefit pay-out.

GPA Comprehensive:

Benefits payable:

Funeral Expenses

R20 000 paid to the family in the event of the employees’ death

Permanent Disablement

There are two ways in which the employee is compensated for permanent disablement:
  • Lump sum payment – for disablement assessed between 1 – 30%
  • Monthly pension – for disablement assessed to be greater than 30%. Monthly pension paid out is a portion of the employee’s earnings at the time of the accident

Death Benefits

If the employee dies as a result of their injury, a portion of the deceased employee’s earnings at the time of the accident will be paid out as a:
  • Monthly pension to the spouse;
  • Monthly pension to the children: Payable until the age of 18 years

Call Us Now: 0860 222 132


RMA invites you to join our panel of brokers that will extend our
insurance products to the mining and metals companies in South Africa.

Our product offering is comprehensive enough to help you create
uniquely tailored employee solutions for employers.

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0860 222 132